About Us
Our Mission: Unite everyday people to unlock their financial progress.
We created Chime—a financial technology company—to help our members move their financial lives forward. Chime members are everyday Americans—with goals like buying a home, renting their first apartment, launching a side hustle, or saving for their next big purchase. But they often face high costs and barriers to entry with traditional financial services and have been underserved by the industry in the past.
Through our direct relationships with our bank partners, The Bancorp Bank, N.A., and Stride Bank, N.A., Members FDIC†, we deliver FDIC-insured bank accounts and innovative products that address the most critical financial needs of everyday people—spending, saving, accessing liquidity, and building credit, all while avoiding punitive fees.
We have pioneered a business model that succeeds when we earn and maintain our members’ trust. This alignment keeps us authentically focused on developing affordable, easy-to-use products for our members.
It’s working: 97% of Chime members say we have helped them unlock financial progress.1
Latest Earnings | Q4 2025 Results
ESG at Chime
Doing Well by Doing Good
At Chime, social impact isn’t an afterthought—it’s our foundation.
We were built to unlock financial progress for everyday Americans. That mission has shaped our products, our partnerships, and how we scale. We are eliminating barriers and driving financial progress for our members because it is the right thing to do. But it turns out that, along the way, doing “the right thing” for our members also enabled us to build a strong and compelling business.
ESG at Chime reflects this integrated approach. Social impact sits at the coreof our business model, while environmental stewardship and strong governance guide how we operate and grow sustainably.
We’re proving that responsible innovation, sustainable impact, and long-term value creation aren’t mutually exclusive—they go hand in hand. And we’re just getting started.
